What is Title Insurance?

Title insurance protects your property’s ownership. It keeps the homebuyer and the lender safe from financial loss sustained from defects in a properties title. Even if a dispute arises after the transfer of ownership, your title company will pay for all the legal expenses and get the issue resolved.

The two types of title insurance are:

  • Owner’s Title Insurance: It protects the homeowner.
  • Lender’s Title Insurance: It protects the mortgage lender’s rights and is paid for by the buyer.

Do You Need Title Insurance in Miami Beach?

If you don’t get title insurance, you’re exposing yourself and the other party to significant risk in the event a title defect is present. Owner’s title insurance is optional, but lender’s title insurance is necessary for residential property purchases in Miami Beach, Florida. Due to the previous owners, defects can exist even if you’re going to buy a new house.

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2655 Le Jeune Road Suite PH2A-8 Coral Gables, FL, 33134




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